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Why is it time for ePlata?

“The unbanked are not poor; but poorly serviced.”

While the Internet has been extraordinary, it has only until recently connected the wealthiest. The most dramatic (positive) change in our global economy is about to occur between 2016 and 2020. 3 to 5 billion new consumers, who have never purchased anything, never uploaded anything and never invented and sold anything, are about to come online and provide a mega-surge to the global economy…I call this group the “Rising Billions.” In other words, on a planet with a 7+ billion population, 4+ billion people still don't have access to the Internet…when aggregated, this represents tens of trillions of new dollars flowing into the global economy. . . and no one is talking about it.

Peter DiamandisChairman/CEO, XPRIZE

2.5 billion adults don’t currently have a bank account. In the next 15 years, digital banking will give the poor more control over their assets and help them transform their lives. The key to this will be mobile phones. Already, in the developing countries with the right regulatory framework, people are storing money digitally on their phones and using them to make purchases, as if they were debit cards. By 2030, 2 billion people who don’t have a bank account today will be storing money and making payments with their phones. And by then, mobile money providers will be offering the full range of financial services, from interest-bearing savings accounts to credit to insurance.

Bill GatesCo-Founder, Microsoft

For the unbanked, who lack access to traditional bank accounts but who nonetheless have high rates of mobile phone ownership, mobile money is playing a critical role in financial inclusion by providing access to…a growing set of financial services….The growth of mobile money has closed the loop in a positive feedback cycle that increases the incentives for the unbanked to use mobile phones, which in turn increases the market for companies delivering phone-based financial services. As mobile phones become more capable and less expensive, mobile money will drive digital inclusion in developing countries in ways that go far beyond the set of currently available transaction-focused services.

John VillasenorSenior Fellow, Brookings


Serving the “Rising Billions”

New online consumers by 2020

Total value of mobile payments by 2018

What does ePlata mean for you?

eplata dictionary 2
A multi-currency digital wallet and payment ecosystem empowering the unbanked population through voluntary payroll, government and non-governmental income. A mobile and browser-based solution, ePlata offers the financially underserved access to the digital economy via peer-to-peer transfers, online and retail transactions and cross-border remittances. ePlata connects the unbanked to each other and the digital economy by freeing their money from banks, fees and borders.

Connecting the unbanked to the digital economy.

Payment Ecosystems


Empowers participation in the digital economy.


Offers reduced costs compared to credit card processing.


Raises salaries without increasing payroll.


Reduces poverty and enhances the social impact of the transfer.

Where will ePlata begin changing the world?

How does ePlata change the game?

ePlata is uniquely positioned because it incentivizes the sources of income to use ePlata as a distribution channel, providing employers, governments and NGOs the tools required to transfer payroll, public assistance payments and other funds directly to digital accounts.

Provides greater convenience for the individuals on the receiving end of fund distributions.

Lowers fees for converting payments to cash or paying bills.

Reduces employers, government and NGOs’ direct costs by limiting their banking interactions and associated fees.

ePlata seizes its relationship capital with influential public and private sector leaders across the globe to ensure access and results.
ePlata leverages its secure, transparent and scalable system to stimulate the economy by setting people’s money free.

When will ePlata set your money free?

Phase I

  • Voluntary payroll benefit
  • Peer-to-peer transfers
  • Cash-in/cash-out capability

Phase II

  • Online and retail transactions
  • Third-party vendor payments

Phase III

  • Government and social aid disbursement

Phase IV

  • Cross-border remittances

Who will deliver the promise of ePlata?

ePlata’s fiduciary and strategic leadership is led by a highly experienced and capable executive management team regarded as the best and the brightest in their respective industries.

Jeff Cooper

Chief Executive Officer and Co-Founder

As ePlata’s chief visionary and evangelist, Jeff crafts launch and growth strategies, manages relationships, and directs its flight…(Read More)

David Bamper

Chief Financial Officer

With over 25 years of expertise in transactional accounting procedures and senior-level management, David oversees the…(Read More)

Fred Licon

Chief Operating Officer and Co-Founder

Fred leads all operational aspects of ePlata’s administration, policies, objectives and initiatives to ensure future growth. Previously…(Read More)

Jim Mrowka

Chief Technology Officer

Jim leads product development efforts for ePlata and brings over 20 years of technology product, operations and business development experience…(Read More)

Dan Scanlan

Chief Strategy Officer and Co-Founder

Dan contributes his seasoned corporate vision and financial experience to ePlata, where he oversees the company’s strategic…(Read More)

Seb Tena

Director of Mexico

A native of Mexico City, Seb is responsible for preparing and executing ePlata’s rollout business strategy in Mexico. In addition…(Read More)

ePlata’s strategic partnership with Genesant Technologies, Inc. (GTI) secures an established and elite technology team of software developers and product development specialists that have been building and maintaining complex software systems since 1999.

Tom Christ

Chief Executive Officer & Co-Founder

Tom was a driving force in the development of the company’s GTI Billing System, which has flawlessly executed over two…(Read More)

Dan Robey

Senior Vice President of Technology

Since 2004, Dan has been the lead engineer on many large projects and has broad knowledge and experience creating complex…(Read More)

Adam Croswell

Chief Technology Officer

Since 2002, Adam has been an integral player in the development of many of Genesant's major projects, including for the…(Read More)

Paola Nasser Robey

Senior Vice President of Technology

As the chief architect and engineer for many projects and several of Genesant's proprietary systems, Paola has extensive experience with the full spectrum of back-end to front-end software, mobile and web development…(Read More)

Dennis Torres

Senior Software Developer

Since 2010, Dennis has explored new technologies that can be utilized in Genesant’s efforts to continue producing premier software products, including leveraging Derby JS and other Javascript platforms…(Read More)

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